There’s even some free budget software around, so you have very few excuses not to try! App developers invest a lot of time and money into figuring out how their software can make your life easier and better, so rather than trying to understand all the nuances for yourself, let a dedicated app do it for you. Here are some tips for making the most out of your budget.įirst of all, definitely use an app to help you manage a budget. Too often, budgets sit collecting dust after being created, and sometimes the act of creating a budget could feel like enough to satisfy financial concerns - it’s not. If you’re ready to start your budget, it’s best to consider a strategic approach to ensure maximum utility. Budgeting tools come in many shapes and sizes, so selecting the right one for you depends on personal preference and previous experience with managing money. Take advantage of the best budget software for Mac to help you take control of your finances without the hassle. Importantly, you don’t need any qualifications to do a budget, nor do you need to be good with numbers. If you do have a budget, then you’ll have a documented plan of action to improve your situation. If you don’t have a home budget software, you might be tracking towards a situation where you run out of money, without even knowing it. You never know when you might need a particular sum of money to solve an issue, meet a goal, or take advantage of a sudden opportunity.īudget programs help you reduce the stress and uncertainty that comes with not knowing where you stand financially. If you haven’t done a budget before, you should start now. Why Should I Use Budget Tracking Software? Thankfully, there are tools and apps on Mac which can help you get on top of budgeting, no matter how experienced you are. You may consider it to be boring, tiring, time-consuming, or difficult, but managing your finances well can help you achieve goals and stave off the stress of a rainy day. However, personal budget software is just as important as corporate one - it’s a fundamental understanding of where money is coming and going.
Many assume that budgeting is something reserved for companies or, say, freelance workers. Now available in mobile and desktop versions, including instant data sync between mobile/desktop versions.Budgeting is a discipline that’s not often met with excitement. (Separate purchase required for each OS platform).Ī lite version of HomeBudget is available under the free applications category. We have no way of contacting you if you post an issue as a review. HomeBudget is an integrated expense tracker designed to help you track your expenses, income, bills-due and account balances. It offers support for budgeting, and allows analysis of your expenses and income, including charts and graphs. Two key differentiating features of HomeBudget are:ġ. The features within HomeBudget are well integrated such that a bill can become an expense (when you pay for it) and also adjust the account balance at the same time.Ģ. HomeBudget includes Family Sync, an advanced feature that allows a group of devices within the household to exchange expense and income information, and work together within a single budget. Once setup, the devices sync with each other automatically over the air. Family Sync works across all features including Bills and Accounts. Create/Edit/Delete bills and recurring bills Optionally associate an account with the income Create/Edit/Delete income and recurring income Support for multiple currencies and automatic exchange rate conversion Attach photo images of receipts drag and resize images on screen Optionally associate an account and payee with an expense Browse expense entries by month, by category/date with the ability to drill-down Create/Edit/Delete expenses and recurring expenses Please refer to the Family Sync Quick Start guide at for information on configuring Family Sync. Create/Edit/Delete expense categories and sub-categories Make payment on bills either an as expense or as a transfer (to avoid double accounting your expenses) Support for Payees, and track payments by Payee. Classify expenses into fixed, variable and discretionary and compute your disposable income Associate icons with the categories and reorder category display order Set a budget, and track expenses at the category/sub-category level. Support for Accounts such as Checking, Savings, Credit, Debit, Cash, etc. Associate your expense and income entries with your accounts and accurately track account balances. Trend chart for Expense, Budget and Income for the last 6 months Ability to choose a different base currency for each account View transactions, and do transfer between accounts. Automatically sync multiple devices (iPhone, iPad, iTouch) in the household and see the same numbers on all devices over 3G and WiFi Export data/reports by email or via WiFi Pie/Bar charts for expense break-down (Available in the Expenses screen).
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